Business Loans

As your community bank, we look forward to helping you and your business achieve your financial goals. We take a customized solutions approach to financing. We'll meet with you and your management team to determine the appropriate financing and cash management solutions specifically for your business and industry.

CONNECT WITH A LENDER

Why bank with a Big Bank when you can bank locally?

Our lenders are local and experienced. Our loan decisions are made locally by people who know the market. Our lenders are your neighbors. We tailor lending solutions to specifically meet your needs.

Lines of Credit for accounts receivable and inventory financing, operating expenses, funding gaps, and emergency funding
Installment or Term Loans for furniture, equipment, machinery, or permanent working capital to grow your business
Letters of Credit to provide bonding for performance or work completion of projects

Features:

Secured and Unsecured lines and loans available
Flexible loan structures to meet the timing of your source of repayment
Revolving facilities that enable you to borrow and repay multiple times
Competitive terms – fixed and variable rates available
Loans and lines of credit are tied to a Foundation One Bank commercial checking account.

Benefits:

Save time and make money
Seasoned loan officers with skills to handle your loan, deposit, and Cash Management needs
Gain a partner that wants to help your business grow
Fast turnaround- local loan authority and decision making
Local consultative advice from a lending team that cares about your business

Complete a Personal Financial Statement

SBA Loans

These loans are guaranteed by the U.S. Small Business Administration (SBA) to help small businesses increase their viability and borrowing power. For businesses that qualify, they may offer longer terms and lower down payments than most conventional loans. To learn more about SBA loans go to www.sba.gov or feel free to call one of our Lending Team experts at any of our branch locations.

Equipment Financing

If your business depends on specialized commercial equipment, we can provide the right commercial financing option whether you are a start-up business or an established business in need of an equipment upgrade.

Meet our Team

Meet our LENDING OFFICERs Email A LENDER